Ensuring Digital Security as An Element of Economic Security in the Banking Sector

Abstract

The article considers the problems of ensuring economic security in the context of the introduction of digital technologies in the activities of enterprises and organizations and analyzes the various risks and threats associated with this process. The main tasks associated with the development and implementation of modern digital technologies and stimulating the innovative development of organizations from the standpoint of active development of the digital economy are studied. The emphasis is placed on the fact that at present, issues of studying the influence of the effects of the digital economy and directions for neutralizing its risks and threats are considered not only at the state level, but also at the level of individual economic entities. The need to introduce digital economy tools at the micro level is substantiated in terms of increasing the competitiveness of enterprises and organizations, which allows increasing the speed of customer service, improving the efficiency of the goods distribution process and providing a wide range of related services, which, in turn, is the key to the organization's demand in the market and ensures the necessary level of economic security. At the same time, in relation to modern economic conditions, the digital economy is considered not only as one of the factors for strengthening and ensuring the economic security of enterprises and organizations, but also as a subsystem of their digital security, which is an integral element of the comprehensive security of an economic entity, which, in addition, includes personnel, information, technical and technological, legal, environmental and other types of security. The essence and content of modern digital risks and threats are studied, and they are systematized according to a number of classification features, including by type of risk, by level of occurrence, by probability of risk occurrence, by rate of risk increase, by duration of impact, by degree of loss from risk impact. Attention is paid to the specifics of using digital security tools of organizations.